International Life Cover - with Friends Provident International

FAMILY & LIFE PROTECTION via Charles Stirling  -    >GET QUOTE<

Wherever you live in the world, most people tend not to think about life without their partner Yet every day many families suffer the loss a spouse. These days most people have life cover in place to cover a mortgage for example, but in many cases there is little else to provide for the future. CSI can assit you in meeting both these requirements.

PROTECTING the whole FAMILY, Pure and Simple: DOWNLOAD LIFE COVER CALCULATOR

Whether your partner works or looks after the home full time, the need for protection is just as important as with the main income earner. If your partner dies, the International Term Assurance Plan can provide the means to pay a nanny or childminder to look after your children, maintain your home or clear the mortgage. This allows the surviving partner to continue working and for the family to maintain their lifestyle on one income alone.

Simple LOW-COST FAMILY PROTECTION: INTERNATIONAL TERM - KEY FEATURES

The Level Term Assurance Plan provides the simplest form of life cover.
A cash lump sum is paid out to cover immediate expenses and to provide money for the future should you (or your partner, if the plan is written on joint lives) die while your Plan is in force.

Additional Benefits
To provide extra protection, all Term Assurance Plans include a Terminal Illness Benefit. This pays out an amount equal to the guaranteed minimum sum assured if it is confirmed that the life assured has another 12months to live. The terminal illness must be diagnosed at least 18months before the end of the plan and the Insurer must be notified within 3months of the diagnosis being made.

IMPORTANT:
Policies provided via CSI PROVIDE 'PURE' PROTECTION ONLY. They have NO INVESTMENT element and thus there is NO SURRENDER VALUE at any time - hence we provide only the most COST-EFFECTIVE cover.
The monthly PREMIUMS REMAIN THE SAME OVER THE TERM - NO surprises later on in the policy life!!

DOWNLOADs: Your Friends Provident: App-Form

Mandatory: Supplementary Questionnaire

Mandatory: Residential Questionnaire & CSI-Checklist

CLICK HERE to ORDER YOUR QUOTE


    The William Russell - Global Income Plan

    The Global Income plan will provide you with a regular monthly income when an illness or injury prevents you from working. The income will be paid until you are fit enough to return to work. If you are never fit enough to return to work the replacement income will be paid until you reach age 65.

    You may apply for an annual income benefit of up to 75% of your current annual salary, subject to a maximum annual benefit of £90,000 or US$144,000 or €144,000. You must be aged 55 or below when you apply for cover.

    Benefits include:

    • Regular income if an illness or injury prevents you from working
    • High level of cover - up to 75% of your pre-disability salary
    • Low-cost cover
    • First class service from William Russell's friendly and highly efficient customer service team
    • World-wide cover excluding recognised war zones.
    • 30-day no quibble, money-back guarantee if you're not entirely satisfied with your Global Income plan
    • The financial security of AGF, part of the world-wide Allianz Insurance Group
    Premiums Guide